Be Tough, Guard The Fruits Of Your Hard Labor pt 2

By Roz Jones

Last week, I shared some tips for protecting your finances, the fruits of your hard work. Here are some more ideas to build on those! Check out part one here.

Make wise financial decisions.

“I just can’t miss that deal” or “This is something I have to try because so and so is doing it” are some of the things you need to avoid to guard your money and make it go further. So, learn to make wise money decisions. Understand how money works and invest in making it work for you. Don’t make your decisions based on what a close friend, neighbor, or co-worker is doing. Know what you want to do with your profits. Make smart choices and say NO to what doesn’t suit your financial goals.

Don’t compromise where you mustn’t. 

One of the most difficult things to do is to turn down a friend or loved one who needs your financial assistance. However, it is something you have to do if what they are asking takes you off-budget or if it is something you can’t afford. 

So, if a friend comes to you and says “I have a brilliant business idea. Can you invest in it?” “There is a 30% discount on that car that I’ve always wanted. Can you loan me some money?”, say “I’m afraid I can’t help you with that” and don’t feel guilty about it. 

Guarding the fruits of your hard labor means being tough on yourself as well as your loved ones. So, don’t compromise where you mustn’t. A good friend will understand why you can’t do ABC and not judge you for it. 

The way you guard your profits or gains determines how far you go with your finances. So, be careful how you handle the fruits of your hard work. Always plan ahead and know how you are going to spend your money, what you are going to spend it on, and how you are going to save. 

Be tough on yourself. Don’t go off-budget just because you want to keep up with your friends, neighbors, or co-workers. Remember how hard you fought to reach your financial goals and how hard you still need to fight to ensure your profits don’t go to waste.

Protect your earnings by setting goals and ensure they don’t go to waste by opening a savings account, having a budget, making wise money decisions, and saying NO when you should. 

It’s here, I am so excited to share a new caregiver app called Circleof….This app will allow you to surround yourself with resources and experts from your community including ME!!!! As you are looking through the app, you will see my familiar face. I’m excited about this partnership and new ways to support you as you support your loved one. Here’s the link so you can explore the app. I would love your feedback and spread the word by sharing the link to family and friends.

Medicare Open Enrollment starts October 15th!

Navigating the Medicare Open Enrollment process can be confusing and difficult your first time, and I want to help out! For caregivers and their loved ones who are in need of advice and help planning their Medicare enrollment, I’m offering a discounted counseling session for just $97 through the end of October! Go to https://rozjonesent.com to sign up!

Interested in making your own contribution to the Caregiver Cafe? There are guest blog spots open for October, November, and December. Email assistrozjones@gmail.com for more info!

Visit http://www.rozjonesent.com for more information on addressing mental health as a caregiver and check out my upcoming book!

Be Tough, Guard The Fruits Of Your Hard Labor

By Roz Jones

How many times have you thought “Where did all my money go” after working hard on that project and making great profits? Probably countless times. A lot of people work extra hard, make sacrifices, and put in extra hours at work, only to fail to use their money wisely. They fail to manage their finances well and end up right where they began.

Recognize that managing your finances wisely is as important as waking up earlier than everyone else, putting in extra hours, and working hard to reach your money goals and guard the fruits of your hard work. 

Guarding and protecting your earnings ensures you continue reaching your aims and moving forward. So, don’t neglect it.

5 Steps to Take to Ensure Your Hard-Earned Money Does Not Go to Waste.

  1. Plan ahead. 

   The most effective way of guarding your money and ensuring your hard work does not go to waste is planning. So, what do you intend to do with your earnings? How are you planning to save, spend, or invest? Having a plan in place while working toward your goals will make it easier for you to spend your money right. This is because when you know you are going to do ABC with what you make and save such and such an amount, your profits won’t go to waste. Therefore, come up with a plan, implement it, and stick to it when the money comes. 

  1. Plan to save. 

   Another smart way of protecting the fruits of your hard work is saving what you earn. So, before spending or thinking about how you are going to spend your money, know how much you can save. Make it a point to set aside a certain amount of what you earn weekly or monthly. Avoid withdrawing from your savings account when “an emergency” comes. Be tough on yourself and only use that money when real emergencies come and you genuinely don’t have another option. 

  1. Have a budget and stick to it.

   You will only effectively guard and enjoy the fruits of your labor by having a budget and sticking to it. So, avoid purchasing everything that catches your eye or spending money just because you can afford to. Remember how hard you worked to be where you are and keep an eye on your spending habits. Avoid impulse buying by tracking your finances and having a monthly budget. A budget will keep you on track and ensure you don’t overspend or throw money down the drain.

Check back later this week for the last few steps in guarding the fruits of your labor!

It’s here, I am so excited to share a new caregiver app called Circleof….This app will allow you to surround yourself with resources and experts from your community including ME!!!! As you are looking through the app, you will see my familiar face. I’m excited about this partnership and new ways to support you as you support your loved one. Here’s the link so you can explore the app. I would love your feedback and spread the word by sharing the link to family and friends.

Medicare Open Enrollment starts October 15th!

Navigating the Medicare Open Enrollment process can be confusing and difficult your first time, and I want to help out! For caregivers and their loved ones who are in need of advice and help planning their Medicare enrollment, I’m offering a discounted counseling session for just $97 through the end of October! Go to https://rozjonesent.com to sign up!

Interested in making your own contribution to the Caregiver Cafe? There are guest blog spots open for October, November, and December. Email assistrozjones@gmail.com for more info!

Visit http://www.rozjonesent.com for more information on addressing mental health as a caregiver and check out my upcoming book!

Common Self-Love Obstacles People Face

By Roz Jones

When you are trying to practice self-love, there will be a few obstacles along the way, which can derail your progress if you aren’t prepared. Being aware of common obstacles can allow you to put preventative measures in place. So, let’s look at some of the most common obstacles caregivers and others may face when trying to practice more self-love.

Toxic People and Relationships

A major obstacle to self-love is toxic people. If you are surrounded by people who drain your energy and have a negative outlook, you’re going to struggle to practice self-love. 

Surround yourself with positive, healthy relationships. While all relationships go through hard times, for the most part they should lift you up and make you feel positively about yourself. So, if you have relationships that cause you more misery than happiness, now is the time to take a step back and focus on healthier, happier relationships.

Feelings of guilt and selfishness

Another big barrier to practicing self-love is feelings of guilt and selfishness. It is common to feel like self-love is selfish. This can lead to feelings of guilt when you attempt to focus more on yourself.

Please understand the importance of self-love. It isn’t just a luxury, it’s a necessity for your health and wellbeing. It certainly isn’t selfish so you should not feel guilty for trying to love yourself more. We cannot love others properly, or care for them for that matter, if we don’t love ourselves.

Check back later this week for more tips on building up your self-love!

It’s here, I am so excited to share a new caregiver app called Circleof….This app will allow you to surround yourself with resources and experts from your community including ME!!!! As you are looking through the app, you will see my familiar face. I’m excited about this partnership and new ways to support you as you support your loved one. Here’s the link so you can explore the app. I would love your feedback and spread the word by sharing the link to family and friends.

Interested in making your own contribution to the Caregiver Cafe? There are guest blog spots open for October, November, and December. Email assistrozjones@gmail.com for more info!

Visit http://www.rozjonesent.com for more information on staying healthy as a caregiver and check out my upcoming book!

3 Steps For Getting Into The Flow

By Roz Jones

Let’s talk about getting into the flow. You know what I’m talking about, that special state of mind we reach sometimes – quite by accident – where work starts to flow effortlessly and we get an insane amount of it done in a short period of time. It’s a great feeling and something well worth trying to get into more regularly. Here’s how to do just that. 

Step 1 – Get Prepared 

Start by getting yourself prepared. It’s hard to get into the flow when you’re constantly having to get up to grab more supplies or grab a file. And it’s not just the stuff away from your desk. You don’t want a train of thought to be interrupted so you can go find a figure or a document on your computer. 

Prepare as much as you can. Make sure you have all things and information you may need at your fingertips. Of course that isn’t always possible, as new ideas and things pop up while you’re working, but do your best to eliminate having to stop and look when you’re in the flow. 

Step 2 – Get Comfy 

Next it’s time to get comfortable. That means finding a comfortable chair and desk to work at, but also create a setting that’s conducive to flow. What motivates and inspires you? Is it music, scent, pictures of your family, or the calendar with the project outline posted on it? Use whatever it takes to transport yourself into the flow state. 

Step 3 – Get Your Head In The Game 

Last but not least, you need to get your head in the game. Getting into the flow is mostly mental. Yes, the outside stuff we talked about helps, but you can sabotage all the preparation in the world if you go in with a bad attitude. 

Instead, spend a few minutes visualizing what it feels like to be in the flow. Then think about why it is important to get this work done. Who will it benefit? What impact will it have on you, your job, your family? Find some internal motivation to make you want to get this done. That’s when you’re ready to get to work and get into the flow. 

Give this three step process a try and use it anytime you want to get more done in less time. As an added bonus, you’ll find you’ll have more fun doing your work and you’re gaining a lot of pride for a job well done in a timely manner. And let’s not forget that this leaves you plenty of time leftover for the important stuff – spending time with your loved ones and relaxing with one of your favorite hobbies.

It’s here, I am so excited to share a new caregiver app called Circleof….This app will allow you to surround yourself with resources and experts from your community including ME!!!! As you are looking through the app, you will see my familiar face. I’m excited about this partnership and new ways to support you as you support your loved one. Here’s the link so you can explore the app. I would love your feedback and spread the word by sharing the link to family and friends.

Interested in making your own contribution to the Caregiver Cafe? There are guest blog spots open for October, November, and December. Email assistrozjones@gmail.com for more info!

Visit http://www.rozjonesent.com for more information on staying healthy as a caregiver and check out my upcoming book!

Why Embrace Your Imperfections as a Caregiver

By Roz Jones

Do you constantly find yourself wrapped up in your imperfections? If so, it could be getting in the way of leading a happy, fulfilled life. 

Each of us has imperfections. However, many fight against their flaws; harshly criticizing themselves for not being perfect. There is a lot of pressure in society today to be a perfect person. Unfortunately, this just isn’t possible. So, most of us end up feeling like a failure or developing feelings of self-hatred. This is even more difficult when caring for a loved one.

If you want to learn to love yourself, embracing your imperfections is key. Here, we’ll look at why it’s important to embrace your imperfections and the benefits it can deliver.

Your Positive Imperfections

When you start to embrace your imperfections, you’ll start to see them more positively. Believe it or not, there are some positives to imperfections. For example, if you suffer with anxiety, you may beat yourself up for not being able to do certain things that come easily to others. However, a positive of anxiety is that it often makes you more empathetic. That is a great trait to have in an often-cruel world, and especially as a caregiver. When you can empathize with loved ones, you may be able to better comfort them in what they’re going through.

Feel Free

When you are so caught up on your imperfections, it can make you feel trapped, under constant pressure. By embracing them, it helps to set you free. Nothing is more freeing than living your life without the constant weight of your own expectations. Once you accept your flaws, you’ll feel like a weight has been lifted.

Focus on Who You Are

When you are so focused on your imperfections, it can stop you being who you truly are. It causes you to chase an ideal that you aren’t never going to live up to. However, when you let go of your imperfections, your authentic self will start to shine through. 

So, if you feel like you have lost who you are, start letting go of your need to be perfect. 

Living Healthier

Constantly stressing over the things that you are not can even have a negative impact on your health. So, if you want to improve your overall health and wellbeing, you’ll want to start embracing your imperfections.

Living your life constantly focused on your imperfections isn’t healthy. It impacts your perspective on things, causing you to make choices you may not normally make.

These are just some of the reasons why you need to learn to embrace your flaws. While it may be difficult, with practice, you can start to think more positively about your imperfections. Remember, nobody in life is perfect, not even you, and you are never going to be. The sooner you accept this and know that it’s OK, the better your life will become.