Determining if Your Loved One Qualifies for Medicare

By Roz Jones

Many seniors qualify for Original Medicare (Parts A and B), which is a government health insurance program. Eligibility for Original Medicare is based on several factors, including age, citizenship, residency, and work history. Here’s a breakdown of each factor to help you determine whether your loved one qualifies. 


The eligibility age for Medicare is 65. If your loved one is 64 or younger, they do not qualify for Original Medicare. 

Citizenship & Residency

To be eligible for Medicare, your loved one must be either a U.S. citizen or a permanent legal resident who has lived in the United States continuously for at least five years. If they do not meet these criteria, they do not qualify for Original Medicare. 

Work History 

Medicare is primarily funded through payroll taxes. As such, most people who qualify for Original Medicare have worked at least 10 years in the United States and have paid into the system through payroll taxes. However, there are some exceptions. For example, people with certain disabilities or those who have End-Stage Renal Disease (ESRD) may also qualify for Original Medicare regardless of their work history. 

If you’re not sure whether your aging loved one qualifies for Original Medicare, use this guide as a starting point. Eligibility is determined by several factors, including age, citizenship/residency status, and work history. Keep in mind that there are some exceptions to these rules—for example, people with disabilities or those with ESRD may still be eligible even if they don’t meet all the criteria listed above. When in doubt, it’s always best to contact the Social Security Administration directly to find out for sure whether your loved one qualifies for this important health insurance program.

If you would like to learn more about Original Medicare be sure to sign up for my newsletter below!

Do you know your love language? Check out my latest podcast to learn more about how you can express love to your aging clients or loved ones in the role of a Caregiver.

The 5 love languages as shared by Gary Chapman have been transformational in the lives of many individuals who are looking to build relationships with their loved ones and these are also applicable in caregiving.

In this episode, I share how love can be expressed in caregiving. The caregiver role is one that is full of so many emotions and yet the central expression is love.


Thank you for your patience with me as I attempted to gain access to my Instagram account @rozjonesenterprises! Unfortunately, I have been prompted to create a NEW Instagram account.

Be sure to follow my new Instagram page @rozcaregiverconsulting and check out my top business mistakes as a Business Owner!

(Click the link above to access my new Instagram page with ease!)

Subscribe to The Caregiver Cafe Weekly Newsletter!

Caregiving can be a roller coaster of ups and downs. The information that you will receive from The Caregiver Cafe Weekly Specials Newsletter will support you as a caregiver. Remember…

1. YOU ARE NOT ALONE: The problems you face as a caregiver are experienced by other caregivers. Knowing that you’re not alone can be comforting. 

2. Tools and Resources:  Find caregiver stress management tools and gain perspective from other caregiver’s experiences.

3. LEARN TO: Ask for help, accept help when it is offered, and acknowledge yourself on this caregiving journey. Hear from experts on how to balance caregiving responsibilities by taking care of your needs and involving others to help manage the natural stress and isolation of being a caregiver. 

Don’t Underestimate the Power of a Smile

By Roz Jones

This month, we’re discussing how you can have better conversations by utilizing different social skills, or “tools”. As a caregiver, your chance for having deep conversations can be more limited than the average person – and I want to help you make the most of the opportunities you have for connection and deeper conversations, whether that’s with your loved ones, or with a stranger in a doctor’s office. 

Let’s talk about one simple gesture that is important in every conversation and encounter you have: Smiling. 

Don’t underestimate the power of smiling. A warm smile is your best friend when it comes to starting a conversation. It’s the most important non-verbal cue you can give someone.

Marianne LaFrance, a Yale University psychology professor writes in her book Lip Service that a smile creates a subconscious emotional current in people who see it.

Smiles can be interpreted in a variety of ways such as friendly, mischievous, or as flirtatious. But the most preferred smile is the classic “Duchenne” smile. Named after the researcher who described it, the Duchenne smile involves moving the major muscle that pulls the corners of the mouth up in combination with the muscles that circle the eyes. 

This more genuine-feeling smile stimulates the reward centers in the brains of people who see it. When you smile this way, people see you as friendly, intelligent, kind, sincere, attractive, and likable – which is a great way to start off in a conversation. 

I’ve just launched Shop With Roz, my online store filled with supplies and gifts for every caregiver. You can find a wide variety of products in the store to help yourself and your loved one. Check it out here!

After you have a look through the store, see any products you use and love as a caregiver, and think we should share them with everyone? Let me know!

It’s here, I am so excited to share a new caregiver app called CircleOf….This app will allow you to surround yourself with resources and experts from your community including ME!!!! As you are looking through the app, you will see my familiar face. I’m excited about this partnership and new ways to support you as you support your loved one. Here’s the link so you can explore the app. I would love your feedback and spread the word by sharing the link to family and friends.

Visit for more information on addressing mental health as a caregiver and check out my upcoming book!