By Roz Jones
What is Part A Medicare?
Medicare Part A is the most important part of your aging loved one’s Medicare coverage. It pays for inpatient hospital care, certain types of nursing facility care, home health care and hospice care. If your aging loved one is eligible for Social Security benefits or Railroad Retirement Board disability benefits and has paid Medicare taxes for at least 10 years, they are probably eligible to get Part A without having to pay a premium.
How does my aging loved one pay for Part A Medicare?
Part A Medicare pays for itself through monthly premiums that are deducted from your aging loved one’s Social Security benefits. If your aging loved one is not receiving Social Security benefits, they can still enroll in Part A Medicare, but they will have to pay a monthly premium.
Eligibility
Your aging loved one is eligible for Part A Medicare if they are 65 years of age or older. If your loved one is under 65 years of age and has been receiving disability benefits from the Social Security Administration for at least 24 months.
If your loved one is not eligible for Part A Medicare, they can still enroll in Part B Medicare. Part A Medicare has no annual deductible and no coinsurance amount; however, there is a lifetime maximum benefit limit of $4000.
Part A Medicare is a government-sponsored health insurance program that covers hospitalization, skilled nursing facility care, hospice care, and home health care. If your aging loved one is 65 years of age or older, or if they are under 65 years of age and have been receiving disability benefits from the Social Security Administration for at least 24 months, they may be eligible for Part A Medicare. Most people who are eligible for Part A Medicare do not have to pay a monthly premium; however, there is a lifetime maximum benefit limit of $4000.
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Are you looking into admitting your loved one into an assisted living facility? Check out my latest podcast where I share 5 things you should be aware of when finding a facility!
Elder abuse and neglect are very real concerns in nursing homes and residential care facilities. It is of the utmost importance to do your due diligence prior to admitting your loved one into care.
In this episode, I share 5 things you should be aware of as you look into admitting your loved one to a living assistant facility.
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